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Category Archives: Financing

Financing 101: Part II

Aug 13, 2015
Should You Pay Points? You can buy down your mortgage for the first few years by paying a lump sum to the lender. B ...
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Financing 101: Part I

Aug 13, 2015
Fixed-Rate Mortgage Types This is the granddaddy of them all. Now you can choose from 10-year, 15-year, 20-year-, 3 ...
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Fall Weather And Falling Rates

Oct 14, 2014
Fall Weather And Falling Rates –  Good morning.  Fall is finally here.  It looks like the weekly ‘heat waves’ we’ve been dealing with have finally abated and we’re off to ...
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Better Weather And Lower Interest Rates

May 21, 2014
Better Weather And Lower Interest Rates – What a difference a week makes.  This time last week I was watching a fast moving wildfire burn into my neighborhood. As many of you know, North County ...
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Finally – Fannie Mae & Freddie Ma...

May 14, 2014
Finally – Fannie Mae & Freddie Mac See The Light – Good Morning.  Hopefully everyone was able to avoid the fire yesterday here in North County.  I know here where I live in San Elijo H ...
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Next Stop For Housing This Fall – UP o...

Dec 08, 2013
Next Stop For Housing This Fall – UP or DOWN – A few weeks back the MBS (Mortgage Backed Security Markets) were roiled with rumors of a massive government sponsored refinance program. Inve ...
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The Low Down On the Record Low Rates

May 21, 2012
The Low Down On the Record Low Rates – Good afternoon everyone, I wanted to briefly reach out to all of you regarding interest rates. For those of you that watch the market you already know we a ...
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Darrell Issa Wants Answers From Bank Of Amer...

Sep 16, 2011
Darrell Issa Wants Answers From Bank Of America – Representative Darrell Issa (R-CA), has requested information from the Federal Housing Finance Agency on what he said might be a “back-doo ...
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Senate Bill 458 What This Means For Californ...

Jul 20, 2011
Senate Bill 458 What This Means For California Short Sales – A new California Law will further protect homeowners pursuing Short Sales by barring first and secondary lien holders from going afte ...
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San Diego Rates #1 On The Case-Shiller Repor...

Mar 29, 2011
San Diego Rates #1 On The Case-Shiller Report – Home values are falling in most major U.S. cities – except the nation’s capital — and the average price in four of them are at t ...
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Can You Really Sue If A Lender/Bank Transfer...

Oct 14, 2010
Over the past several months, more like years, many of my clients have asked me about MERS and if You Can You Really Sue If A Lender used this system. MERS (Mortgage Electronic Registration System) is ...
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